What Are Cookies and Tracking Technologies?

When you visit ferquavina.com, we use various tracking technologies to enhance your experience and provide our smart budgeting services. Think of cookies as small digital notes that help our website remember your preferences and understand how you interact with our platform.

These technologies aren't just cookies anymore. We also use web beacons, pixel tags, local storage, and similar tools that work together to create a more personalized experience for Australian users managing their finances.

Most people don't realize that these tools are what make modern websites actually useful. Without them, you'd have to re-enter your budget categories every single time you visited, or start from scratch setting up your financial goals each session.

Types of Tracking We Use

How Tracking Enhances Your Experience

Here's what actually happens when you use our platform. When you first visit ferquavina.com, our system creates a unique identifier that follows your journey through our budgeting tools. This isn't about spying on you — it's about making sure the platform works the way you expect.

Practical Examples

If you're halfway through setting up a monthly budget and need to step away, our tracking ensures you can pick up exactly where you left off. When you return to create spending categories, the system remembers your income details and previous entries.

Or say you frequently check your budget on mobile during lunch breaks but prefer the full dashboard view on your laptop at home. Our tracking learns these patterns and optimizes the interface accordingly for each device.

We also notice when users consistently struggle with certain features — like the debt payoff calculator — and use that information to improve our tutorials and help documentation.

Third-Party Services

ferquavina works with several trusted partners to provide comprehensive budgeting services. These partners may place their own tracking technologies on our site, but they're required to follow strict guidelines about data handling.

For example, we use analytics services to understand user behavior patterns, and email platforms to send you budget reminders or financial tips you've requested. Each of these services operates under their own privacy policies, which we encourage you to review.

We regularly audit our third-party relationships to ensure they align with Australian privacy standards and our commitment to protecting your financial information.

Updates to This Policy

As we add new features to our budgeting platform and tracking technologies evolve, we'll update this policy to reflect those changes. We'll notify active users of significant updates through email or platform notifications.

Minor clarifications or technical updates might be made without individual notification, but we'll always update the revision date at the top of this page.

If you have questions about how our tracking works or want to understand how it affects your specific use of ferquavina's budgeting tools, our support team can walk you through the technical details.